Whatever your financial goals, the friendly and professional staff at Minnco will work with you to develop a savings program to meet your individual needs.

Primary Savings

As your primary account, your Savings account provides you with an excellent base to establish your savings program and acts as a financial building block to other financial products and services that Minnco provides.

  • All members must maintain a $5.00 balance in savings
  • ATM cards are available for easy access to your funds

Money Market Savings

A Money Market savings account offers members greater flexibility with their savings while providing a higher dividend rate than a regular savings account.

  • Immediate cash access, no early withdrawal penalty
  • Higher dividends on tiered balances
  • Dividends are calculated daily and paid monthly

Health Savings Account (HSA)

Minnco offers Health Savings Accounts (HSAs) to its members and member businesses. The popularity of HSAs continues to grow as the cost of insurance premiums rise. HSAs, used in conjunction with high-deductible health plans (HDHP), provide a way to save money for medical-related expenses tax-free.  If you have an HDHP, either as a self-employed or through your employer's health insurance program, consider opening up a HSA with Minnco.

  • No minimum balance requirement
  • Convenient access to your accounts through checks or a Minnco HSA debit card.
  • Use pre-tax dollars to pay for future medical expenses
Click here for Frequently Asked Questions!
Click here to see the IRS Publication 502 which covers qualified medical and dental expenses.


WINcentive Savings

WINcentive® Savings is a savings account that offers you the chance to win cash prizes from a statewide drawing. WINcentive Savings offers prize drawing entries in return for each time you increase your month-over-month savings balance by $25 (up to 4 entries per month).* Prize drawings occur monthly, quarterly and annually - so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000!

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