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Home Improvement Loan

Home equity loans and lines of credit are great for projects where you need to borrow less than 80% of your home’s equity. When 80% isn’t enough, however, you can now ask for Minnco’s new Home Improvement loan, or HI!, for short. HI! Allows you to borrow up to 100% of your home’s equity for home improvements, with rates as low as 7.50% APR.* Choose either a 5- or 10-year repayment term.

To learn more about our 100% HI! loan, visit a Minnco location or call 763-689-1071.

Hi! Home Improvement

*Annual percentage rate for an A+ borrower for 5 years, as of 5/30/24. Rates are subject to change. $10,000 min. loan required. Borrower is responsible for all fees, which can include an automated value, credit report, flood determination, title report and recording fees. Appraisals are required for loans over $150,000. For loans over $20,000, the funds will be deposited into the borrower's Minnco savings account and held until documentation of fund usage for home improvement is provided. Monthly payment of $200.14 based on $10K loan for 60 months at 7.5%. Membership required. All loans are subject to approval.

 

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