Whether you need a bigger garage for your stuff or more stuff to put in your garage, Minnco can help! Select from our Home Equity Loan or Home Equity Line of Credit. Both offer distinct advantages.
A Home Equity Loan from Minnco is the perfect solution for paying for home improvement projects, family vacations, debt consolidation and major purchases. In this uncertain rate environment, members can relax knowing their Home Equity Loan rate from Minnco is fixed for the term of the loan.
The beauty of a Home Equity Line of Credit (HELOC) is the flexibility of only borrowing what you need, and only paying interest on the amount you've borrowed. At the same time, you can tap into your line of credit as needs arise. HELOC rates are variable and adjust each year in July.
Below are the documents needed to review a home equity loan request. When your application packet is ready for review, you may send us files securely with our Secure File Upload or drop off at any of our offices.
Securely send documents to Minnco.Secure File Upload
I love Minnco because they know who I am, even through the car window!Melanie G.
Always there right away when I need them!Suzannah M.
I have been a member since 1980 - and I wouldn't go to any other bank!!!!Nan L.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
Minnco is a great place to do business and belong to as a member!Kat E.
Scott and Erin
We purchased the Route 66 warranty for our Chevy pick up. It was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty!
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.Katrina A.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
I love Minnco because of the fast service and friendly faces.Miah G.
Fantastic service & very competitive rates. They are always willing to go above and beyond for members.Samantha S.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
Since Day 1, Minnco has been nothing but good to us and for us!!!Nate N.
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.Jessica B.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!Andrew J.