A Minnco Checking Account gives you more of what you want without the extra costs and fees.
When you add convenient free services such as Online Banking, eTELL (telephone account access), Bill Pay (electronic bill pay), Remote Deposit and MinncoMobile (mobile banking app)… you’ll have an unbeatable package of services at your fingertips!
Isn’t it time your checking account gave you the benefits you wanted without high monthly service fees? At Minnco, we offer a variety of unbeatable checking accounts to meet your needs.
Our most popular checking account! A high yield checking account with no minimum balance.
Complete the following three steps each monthly qualification cycle:
If you don't qualify during the cycle, your High Yield account still acts as a free checking account. View our rates.
Remember, qualifying transactions must post and clear to the account during the monthly qualification cycle; transactions may take one or more banking days from the date the transaction was made to post to an account; transfers do not count as qualifying transactions.
*ATM Fee refunds up to $7.50 provided only if qualifications are met within the monthly qualification cycle.
Cash Back is an account that earns you 1% Cash Back!
This account earns 1.00% cash back on all debit card purchases that post and clear your account, up to a total cash back of $5.00 per monthly qualification cycle.
Complete the following three steps each monthly qualification cycle:
If you don't qualify during the cycle, your Cash Back account still acts as a free checking account.
Remember, qualifying transactions must post and clear to the account during the monthly qualification cycle; transactions may take one or more banking days from the date the transaction was made to post to an account; transfers do not count as qualifying transactions.
A high-yield spending account for students ages 10-22.
* Rates are subject to change at any time.
** Subject to approval.
What you want without the extra costs.
A $0.15 per check fee will be charged for each check over 30 cleared per calendar month.
A special checking account for members age 50 and over.
Here's just some of what you'll receive:
*You will only be assessed the fee ONCE during a month, no matter how many times you fall below it
Checking plus more.
With Plus Checking, you'll receive:
*You will only be assessed the fee ONCE during a month, no matter how many times you fall below it.
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
Sharon K -90th Anniversary TestimonialI have been a member of Cambridge Co-op Credit Union/Minnco Credit Union for about 60 years. When I was 18, I bought my first car after getting a loan from Andre. For myself and my five brothers, all we had to do was give him our name and he trusted us and we got the loan, no questions asked. This created trust and respect that has lasted my entire life.
For the past 15 years, Minnco has empowered my husband and me to live our best lives! We are big outdoor enthusiasts, and Minnco financed several toys for our outdoor enjoyment (fishing boat, Ice Castle, and multiple ATVs). Thank you for investing in us!Isaiah and Jessicah R -90th Anniversary Testimonial
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!Tara C
Minnco has supported my ability to provide the best care for my horses. They financed a trailer so I could haul them to receive medical care, and they provided financing so we could build stalls. As any horse owner will tell you, horses are the best part of my day, and they keep me sane. Minnco gave me the ability to be a better horse mom.Denise S -90th Anniversary Testimonial
Minnco is a great place to do business and belong to as a member!Kat E.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
Minnco was there when we needed money for home improvements. They were also there when we needed a costly water treatment system. The company we purchased the water system from originally financed us through a high-interest rate loan, which we quickly transferred to Minnco at a much lower interest rate. Way to go, Minnco!Tricia K -90th Anniversary Testimonial
Fantastic service & very competitive rates. They are always willing to go above and beyond for members.Samantha S.
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
I love Minnco because of the fast service and friendly faces.Miah G.
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
Always there right away when I need them!Suzannah M.
Scott and ErinWe purchased the Route 66 warranty for our Chevy pick up. It was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty!
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
Joanne K -90th Anniversary TestimonialIn 1996, my husband and I were looking to become first-time homeowners. We knew we were going to need a loan, so we decided to look in the community where we hoped to live and raise our family. We approached a few banks and then learned of Minnco. The reception, respect, and support we received at our first appointment secured the deal and we have been members ever since.
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