You can check your credit score each time you log into your mobile or online banking! Credit Score is a free service offered by Minnco Credit Union, powered by SavvyMoney®. With one click, you can check your credit score, view your credit report, and get up-to-date credit monitoring notifications. You can also find out what affects your score, how you can save money, and how to improve your score or rebuild your credit. It’s just one more way that Minnco provides you with the tools to manage your finances.
Many people worry that by checking their credit score too much they will see their score drop. Actually, using Credit Score to check your score is what is known as a “soft inquiry,” which does not affect your credit score. Lenders use “hard inquiries” to make decisions about your credit worthiness when you apply for loans.
Credit Score also monitors your credit report daily and informs you by email if there are any big changes detected such as: a new account being opened, change in address or employment, if a delinquency has been reported or an inquiry has been made. Monitoring helps users keep an eye out for identity theft.
Based on your Credit Score information, you may receive helpful articles and product offers from Minnco Credit Union. The articles, written by Jean Chatzky and the SavvyMoney team, provide helpful tips on how you can manage credit and debt wisely. The product offerings may be of interest to you. In most cases, these offers may have lower interest rates than the products you already have. Our goal is to empower you with the information to make the most out of your money.
Q: Is there a fee for viewing my Credit Score?
A: No. It's FREE!
A: No. Credit Score does a "soft pull" vs a "hard pull" to display your credit information so it does not impact your score.
Q: Why doesn't my Minnco credit card show up in the credit report?
A: We are hoping this is a temporary glitch. We are working to get this fixed.
I can always count on many employees to know who I am and get my requests done even being out of state!Karen H.
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.Jessica B.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!Andrew J.
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
Always there right away when I need them!Suzannah M.
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
I love Minnco because of the fast service and friendly faces.Miah G.
I love Minnco because I never feel like just a number to them. They take great pride in their members and they have always given me great service with a smile. I honestly could go on and on about the many reasons why I love them, because they are seriously amazing.Amanda W.
Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.Katrina A.
Minnco has always been there for me. I have traveled all over the country and the world now for the Minnesota Guard. I have been able to always and reliably count on Minnco to have my back with customer service and great rates. Minnco is always helpful with whatever I need to be successful.Ross R.
Since Day 1, Minnco has been nothing but good to us and for us!!!Nate N.
I love Minnco because they know who I am, even through the car window!Melanie G.
I have been a member since 1980 - and I wouldn't go to any other bank!!!!Nan L.