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Remote Deposit

Remote Check Deposit

With Remote Deposit, you can deposit checks into your Minnco accounts using your smart phone! Simply download the MinncoMobile app, click on the Deposit icon, take a picture of the front and back of your check, and click "submit". You'll receive an email confirmation that the deposit has been submitted and another when the funds are sent for posting.

The default deposit levels are as follows:
Daily Limit: $2,500.00
7-Day Limit: $7,500.00
30-Day Limit: $15,000.00

Posting Times:

DayCut Off TimePosting TimeCut Off TimePosting Time
Monday8:30 am10:30 am3:30 pm5:30 pm
Tuesday8:30 am10:30 am3:30 pm5:30 pm
Wednesday8:30 am10:30 am3:30 pm5:30 pm
Thursday8:30 am10:30 am3:30 pm5:30 pm
Friday8:30 am10:30 am3:30 pm5:30 pm

Any deposits made after 3:30 pm on Friday - including Saturday and Sunday - will not post until 10:30 am on Monday.

Endorsement:

Members are required to write "For Mobile Deposit Only" as part of their endorsement of the check when using Remote Deposit. Some checks have a checkbox that states the check is being Remotely Deposited and that can be used as well.

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    Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.   
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    I love Minnco because of the fast service and friendly faces.
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    Fantastic service & very competitive rates. They are always willing to go above and beyond for members.
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    Always there right away when I need them!
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    We purchased the Route 66 warranty for our Chevy pick up. It  was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty! 

    Scott and Erin
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    I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.
    Jeff W.
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    For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!
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    I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!
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    I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.
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    I love it when I come through the drive through and they know who I am and call me by name.  This is personal service which is missed in the world today.  It makes me feel like I am valued by Minnco.  
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    Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.
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    I love Minnco because they have always been there to help me with my banking needs.  The staff are always super friendly whenever I have any questions.
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    Minnco has always been easy to work with for all of my questions and loan needs.
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    Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.
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    I love Minnco because they know who I am, even through the car window!
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