If you have been looking for a better deal on your business banking, look no further! Minnco has been serving east central Minnesota since 1935 and strongly believes in and supports our community businesses. We pride ourselves on providing fast and friendly service at competitive rates.
As your primary business account, your Business Savings Account provides you with an excellent base to establish your savings program and acts as a financial building block to other financial products and services that Minnco provides. All business members must maintain a $5.00 balance in savings.
A Money Market Savings Account offers business members greater flexibility with their savings while providing a higher dividend rate than a Regular Business Savings Account. Additional benefits include immediate cash access, no early withdrawal penalty, and (as with all of our savings vehicles) up to $250,000 of insurance through the National Credit Union Administration (NCUA).
We've structured our Money Market Savings Account with five different dividend levels to provide members the ability to receive a higher dividend rate as their account balance increases.
All balances earn the dividend rate within the level achieved and dividends are calculated daily and paid monthly.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
Sharon K -90th Anniversary TestimonialI have been a member of Cambridge Co-op Credit Union/Minnco Credit Union for about 60 years. When I was 18, I bought my first car after getting a loan from Andre. For myself and my five brothers, all we had to do was give him our name and he trusted us and we got the loan, no questions asked. This created trust and respect that has lasted my entire life.
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
Minnco has supported my ability to provide the best care for my horses. They financed a trailer so I could haul them to receive medical care, and they provided financing so we could build stalls. As any horse owner will tell you, horses are the best part of my day, and they keep me sane. Minnco gave me the ability to be a better horse mom.Denise S -90th Anniversary Testimonial
I love Minnco because of the fast service and friendly faces.Miah G.
For the past 15 years, Minnco has empowered my husband and me to live our best lives! We are big outdoor enthusiasts, and Minnco financed several toys for our outdoor enjoyment (fishing boat, Ice Castle, and multiple ATVs). Thank you for investing in us!Isaiah and Jessicah R -90th Anniversary Testimonial
Minnco is a great place to do business and belong to as a member!Kat E.
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
Always there right away when I need them!Suzannah M.
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
Minnco was there when we needed money for home improvements. They were also there when we needed a costly water treatment system. The company we purchased the water system from originally financed us through a high-interest rate loan, which we quickly transferred to Minnco at a much lower interest rate. Way to go, Minnco!Tricia K -90th Anniversary Testimonial
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
Fantastic service & very competitive rates. They are always willing to go above and beyond for members.Samantha S.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!Tara C
Scott and ErinWe purchased the Route 66 warranty for our Chevy pick up. It was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty!
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
Joanne K -90th Anniversary TestimonialIn 1996, my husband and I were looking to become first-time homeowners. We knew we were going to need a loan, so we decided to look in the community where we hoped to live and raise our family. We approached a few banks and then learned of Minnco. The reception, respect, and support we received at our first appointment secured the deal and we have been members ever since.
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