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Business Savings

If you have been looking for a better deal on your business banking, look no further! Minnco has been serving east central Minnesota since 1935 and strongly believes in and supports our community businesses. We pride ourselves on providing fast and friendly service at competitive rates.

Business Savings

As your primary business account, your Business Savings Account provides you with an excellent base to establish your savings program and acts as a financial building block to other financial products and services that Minnco provides. All business members must maintain a $5.00 balance in savings.

Money Market

Greater Flexibility

A Money Market Savings Account offers business members greater flexibility with their savings while providing a higher dividend rate than a Regular Business Savings Account. Additional benefits include immediate cash access, no early withdrawal penalty, and (as with all of our savings vehicles) up to $250,000 of insurance through the National Credit Union Administration (NCUA).

Higher Dividend Rates

We've structured our Money Market Savings Account with five different dividend levels to provide members the ability to receive a higher dividend rate as their account balance increases.

Earn higher dividends on tiered balances:

  • $1,000 - $2,499.99
  • $2,500 - $4,999.99
  • $5,000 - $9,999.99
  • $10,000 - $24,999.99
  • $25,000 and greater

Daily Dividends

All balances earn the dividend rate within the level achieved and dividends are calculated daily and paid monthly.

Money Market Savings Account Rates

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    Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.   
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    I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.
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    I love Minnco because they know who I am, even through the car window!
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    It's not a national level chain of branch offices... it's local banking for local people.
    Paul A.
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    Since Day 1, Minnco has been nothing but good to us and for us!!!
    Nate N.
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    I love Minnco because of the fast service and friendly faces.
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    I love Minnco because they have always been there to help me with my banking needs.  The staff are always super friendly whenever I have any questions.
    Cheryl W.
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    I love it when I come through the drive through and they know who I am and call me by name.  This is personal service which is missed in the world today.  It makes me feel like I am valued by Minnco.  
    Emilie B.
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    I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face. 
    Laura D.
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    Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.
    Katrina A.
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    Minnco has always been easy to work with for all of my questions and loan needs.
    Paul S.
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    Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.
    Anne R.
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    I love Minnco because I never feel like just a number to them. They take great pride in their members and they have always given me great service with a smile. I honestly could go on and on about the many reasons why I love them, because they are seriously amazing.
    Amanda W.
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    I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!
    Andrew J.
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    Always there right away when I need them!
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    Minnco has always been there for me. I have traveled all over the country and the world now for the Minnesota Guard. I have been able to always and reliably count on Minnco to have my back with customer service and great rates. Minnco is always helpful with whatever I need to be successful.
    Ross R.
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    I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.
    Cynthia
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    I have been a member since 1980 - and I wouldn't go to any other bank!!!!
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    I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.
    Jessica B.
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    I can always count on many employees to know who I am and get my requests done even being out of state! 
    Karen H.

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