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Personal Loans

Minnco knows that life happens and that sometimes comes with a price tag. We offer personal loans for things like vacation, holiday cash, home improvements and much more.

Compare and find the best account for you.

Line of Credit

Use it when you need it. Provides an ongoing and reliable source of funds as well as overdraft protection.

Details:

Repayment: Payments based on how much you borrow and automatically deducted from your account.

Features: No annual fee. If you don't use it, there's no payment.

Personal Loan

A great option for when life happens. Borrow the amount you need with fixed rate and pre-determined monthly payments.

Details:

Repayment: 24, 36, 48 or 60-month terms available to ensure a payment amount that is right for you.

Features: Perfect for that dream vacation or emergency home or car repair.

  • We love to hear what our members are saying!

    Minnco has always been easy to work with for all of my questions and loan needs.
    Paul S.
  • We love to hear what our members are saying!

    Minnco has always been there for me. I have traveled all over the country and the world now for the Minnesota Guard. I have been able to always and reliably count on Minnco to have my back with customer service and great rates. Minnco is always helpful with whatever I need to be successful.
    Ross R.
  • We love to hear what our members are saying!

    I have been a member since 1980 - and I wouldn't go to any other bank!!!!
    Nan L.
  • We love to hear what our members are saying!

    I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.
    Cynthia
  • We love to hear what our members are saying!

    Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.
    Anne R.
  • We love to hear what our members are saying!

    I love it when I come through the drive through and they know who I am and call me by name.  This is personal service which is missed in the world today.  It makes me feel like I am valued by Minnco.  
    Emilie B.
  • We love to hear what our members are saying!

    I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face. 
    Laura D.
  • We love to hear what our members are saying!

    I love Minnco because they know who I am, even through the car window!
    Melanie G.
  • We love to hear what our members are saying!

    I love Minnco because of the fast service and friendly faces.
    Miah G.
  • We love to hear what our members are saying!

    Since Day 1, Minnco has been nothing but good to us and for us!!!
    Nate N.
  • We love to hear what our members are saying!

    Always there right away when I need them!
    Suzannah M.
  • We love to hear what our members are saying!

    I can always count on many employees to know who I am and get my requests done even being out of state! 
    Karen H.
  • We love to hear what our members are saying!

    I love Minnco because they have always been there to help me with my banking needs.  The staff are always super friendly whenever I have any questions.
    Cheryl W.
  • We love to hear what our members are saying!

    It's not a national level chain of branch offices... it's local banking for local people.
    Paul A.
  • We love to hear what our members are saying!

    I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.
    Jeff W.
  • We love to hear what our members are saying!

    Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.
    Katrina A.
  • We love to hear what our members are saying!

    I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.
    Jessica B.
  • We love to hear what our members are saying!

    Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.   
    Sandy S.
  • We love to hear what our members are saying!

    I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!
    Andrew J.
  • We love to hear what our members are saying!

    I love Minnco because I never feel like just a number to them. They take great pride in their members and they have always given me great service with a smile. I honestly could go on and on about the many reasons why I love them, because they are seriously amazing.
    Amanda W.

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