Yes, you can! While many credit unions’ original fields-of-membership were quite selective, many have expanded to include everyone in the communities they serve. That means that if you live in, work in, attend school in, or worship in a particular geographic area, you can join. Or, if you are a blood relative of a member, you can also join!
A field of membership (FOM) defines a group or groups of people who are eligible to join. For instance, some credit unions were started to serve the employees of a particular business (Target, General Mills, etc.). Other credit unions were formed to serve teachers, government employees, communities and even parishes. Minnco’s original FOM served the members of the local farmer’s coop, which is now a part of Federated Co-ops (whom we still happily serve!)
Membership in Minnco Credit Union is composed of those who are members of Federated Co-ops, Inc., a Minnesota corporation, all persons who live, work, worship, volunteer in, attend school in, businesses and other legal entities located in Isanti, Chisago, Anoka, Benton, Sherburne, Mille Lacs, Washington, Ramsey, Hennepin, Wright, Pine and Kanabec counties. In addition to the regularly qualified member, the spouse of a member, the blood or adoptive relative of either of them and their spouses may also be members.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
Always there right away when I need them!Suzannah M.
I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.Jessica B.
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
I love Minnco because they know who I am, even through the car window!Melanie G.
Since Day 1, Minnco has been nothing but good to us and for us!!!Nate N.
I can always count on many employees to know who I am and get my requests done even being out of state!Karen H.
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
I love Minnco because I never feel like just a number to them. They take great pride in their members and they have always given me great service with a smile. I honestly could go on and on about the many reasons why I love them, because they are seriously amazing.Amanda W.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
I have been a member since 1980 - and I wouldn't go to any other bank!!!!Nan L.
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.Katrina A.
I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!Andrew J.
I love Minnco because of the fast service and friendly faces.Miah G.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
Minnco has always been there for me. I have traveled all over the country and the world now for the Minnesota Guard. I have been able to always and reliably count on Minnco to have my back with customer service and great rates. Minnco is always helpful with whatever I need to be successful.Ross R.