If you’re not familiar with credit unions, let us dispel a few misconceptions. First, we’re not a “union,” at least not the way most people think of unions. Second, you don’t have to belong to a “union” to become a member. And third, though we do have members, there are not any membership dues.
What we ARE is an excellent alternative to banks. If great service and great rates sound good to you, stop by and check us out at any one of our seven locations. There’s no fee to open up an account; all you need is $5.00 in your savings. The sooner you stop in, the sooner you can start saving money!
Since 1935, Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 30,000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services to meet the demands of today's hectic lifestyles.
Today, Minnco Credit Union members have easy access to seven branch locations. In addition to our original site in downtown Cambridge, MN, we have an office in Isanti, North Branch, Andover, Big Lake, a second Cambridge location at the Minnco Center, and Princeton. All locations are open Monday through Saturday.
Even when the convenient locations and hours do not fit your busy schedule, you have access to your accounts through our online and mobile banking products!
Minnco started in 1935 when people of limited means grew tired of getting denied credit at banks. They decided to pool what money they did have and lend it to each other when a need arose. That’s the same spirit under which we operate today.
From our first location inside the Isanti County CO-OP, Minnco has grown to six full service offices and an administration building.
Our field of membership has grown to include most of East Central Minnesota, Twin City Metro area and all patrons of Federated Co-ops.
To be the financial institution of choice in the communities we serve.
To provide a lifetime of financial products and services to our members with integrity and respect through engaged and nurtured relationships.
Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per accountholder, per ownership category and backed by the full faith and credit of the United States government. In fact, since the start of the credit union movement, no federally insured credit union member has lost any funds.
We encourage you to use these tools provided by NCUA to learn more.
NCUA Share Insurance Estimator
Calculate the amount of your insured funds
NCUA Share Insurance Toolkit
Videos, booklets and more about your federal insurance
NCUA Share Insurance Coverage
Pamphlet highlighting share insurance coverage
Rest assured that your money is safe with Minnco Credit Union! Please feel free to contact us if you have questions about your accounts and federal NCUA Share Insurance.
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!Andrew J.
I love Minnco because they know who I am, even through the car window!Melanie G.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
Minnco is a great place to do business and belong to as a member!Kat E.
Always there right away when I need them!Suzannah M.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.Katrina A.
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
Since Day 1, Minnco has been nothing but good to us and for us!!!Nate N.
Fantastic service & very competitive rates. They are always willing to go above and beyond for members.Samantha S.
I have been a member since 1980 - and I wouldn't go to any other bank!!!!Nan L.
I love Minnco because of the fast service and friendly faces.Miah G.
I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.Jessica B.
Scott and Erin
We purchased the Route 66 warranty for our Chevy pick up. It was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty!