If you’re not familiar with credit unions, let us dispel a few misconceptions. First, we’re not a “union,” at least not the way most people think of unions. Second, you don’t have to belong to a “union” to become a member. And third, though we do have members, there are not any membership dues.
What we ARE is an excellent alternative to banks. If great service and great rates sound good to you, stop by and check us out at any one of our seven locations. There’s no fee to open up an account; all you need is $5.00 in your savings. The sooner you stop in, the sooner you can start saving money!
Since 1935, Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 30,000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services to meet the demands of today's hectic lifestyles.
Today, Minnco Credit Union members have easy access to seven branch locations. In addition to our original site in downtown Cambridge, MN, we have an office in Isanti, North Branch, Andover, Big Lake, a second Cambridge location at the Minnco Center, Princeton, and Vadnais Heights. All locations are open Monday through Saturday.
Even when the convenient locations and hours do not fit your busy schedule, you have access to your accounts through our online and mobile banking products!
Minnco started in 1935 when people of limited means grew tired of getting denied credit at banks. They decided to pool what money they did have and lend it to each other when a need arose. That’s the same spirit under which we operate today.
From our first location inside the Isanti County CO-OP, Minnco has grown to six full service offices and an administration building.
Our field of membership has grown to include most of East Central Minnesota, Twin City Metro area and all patrons of Federated Co-ops.
|
Our VisionTo be the financial institution of choice in the communities we serve, both in person and digitally. |
Our MissionTo provide a lifetime of financial products and services to our members with integrity and respect through engaged and nurtured relationships. |
Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per accountholder, per ownership category and backed by the full faith and credit of the United States government. In fact, since the start of the credit union movement, no federally insured credit union member has lost any funds.
We encourage you to use these tools provided by NCUA to learn more.
NCUA Share Insurance Estimator
Calculate the amount of your insured funds
NCUA Share Insurance Toolkit
Videos, booklets and more about your federal insurance
NCUA Share Insurance Coverage
Pamphlet highlighting share insurance coverage
Rest assured that your money is safe with Minnco Credit Union! Please feel free to contact us if you have questions about your accounts and federal NCUA Share Insurance.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
Fantastic service & very competitive rates. They are always willing to go above and beyond for members.Samantha S.
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
Minnco has supported my ability to provide the best care for my horses. They financed a trailer so I could haul them to receive medical care, and they provided financing so we could build stalls. As any horse owner will tell you, horses are the best part of my day, and they keep me sane. Minnco gave me the ability to be a better horse mom.Denise S -90th Anniversary Testimonial
I love Minnco because of the fast service and friendly faces.Miah G.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
Always there right away when I need them!Suzannah M.
For the past 15 years, Minnco has empowered my husband and me to live our best lives! We are big outdoor enthusiasts, and Minnco financed several toys for our outdoor enjoyment (fishing boat, Ice Castle, and multiple ATVs). Thank you for investing in us!Isaiah and Jessicah R -90th Anniversary Testimonial
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!Tara C
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
Minnco is a great place to do business and belong to as a member!Kat E.
Joanne K -90th Anniversary TestimonialIn 1996, my husband and I were looking to become first-time homeowners. We knew we were going to need a loan, so we decided to look in the community where we hoped to live and raise our family. We approached a few banks and then learned of Minnco. The reception, respect, and support we received at our first appointment secured the deal and we have been members ever since.
Sharon K -90th Anniversary TestimonialI have been a member of Cambridge Co-op Credit Union/Minnco Credit Union for about 60 years. When I was 18, I bought my first car after getting a loan from Andre. For myself and my five brothers, all we had to do was give him our name and he trusted us and we got the loan, no questions asked. This created trust and respect that has lasted my entire life.
Scott and ErinWe purchased the Route 66 warranty for our Chevy pick up. It was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty!
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
Minnco was there when we needed money for home improvements. They were also there when we needed a costly water treatment system. The company we purchased the water system from originally financed us through a high-interest rate loan, which we quickly transferred to Minnco at a much lower interest rate. Way to go, Minnco!Tricia K -90th Anniversary Testimonial
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
Select a Location
Call/Chat/Text
Make A Payment
Open an Account