COMING SOON
^ Bonus points are awarded when the cardholder makes $1,500 in net purchases within 60 days of account opening. Bonus points will appear on the next statement under CU Rewards Points Activity, Points Earned, and may then be redeemed for rewards. Recipient is responsible for applicable taxes incurred on bonus points. Qualifications apply.
*APR = Annual Percentage Rate. After the introductory period, your APR will be between 14.75%-17.99% (rates effective 6/8/2026), based on factors such as your credit history and application information. This APR will vary with the market based on the Prime Rate.
*The introductory APR for purchases will apply to transactions posted to your account during the first 90 days following the opening of your account. The introductory APR for balance transfers and cash advances will apply to transactions posted to your account during the first 60 days following the opening of your account. Any existing balances on Minnco Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.
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New contactless cards offer security and speed.
Simply tap to pay anywhere you see the contactless symbol at checkout. If the POS terminal doesn't yet have contactless payment enabled, use the EMV chip on your card.
How close does the "tap" have to be to the checkout reader?
Typically, when you tap your card/device at checkout, it must be within an inch or two of the contactless symbol on the terminal at the counter. Please note that if you have more than one contactless card in your wallet, you should remove the specific card you want to use rather than tapping your wallet against the reader.
How does contactless work?
Contactless uses a hidden, embedded computer chip and radio frequency antennae. After you tap your contactless card or device at checkout, payment details are sent wirelessly to the Mastercard network.
Do I have to treat my Mastercard contactless card in any special way?
Treat your contactless card as you would any other credit or debit card. Always know where your contactless card is and keep it in a safe place. And be sure to keep a record of all of your card numbers, expiration dates and emergency phone numbers in case you misplace it.
Is contactless secure?
Yes. Contactless payments provide secure encryption technology and Zero Liability Protection and are as secure as your regular card.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
Minnco was there when we needed money for home improvements. They were also there when we needed a costly water treatment system. The company we purchased the water system from originally financed us through a high-interest rate loan, which we quickly transferred to Minnco at a much lower interest rate. Way to go, Minnco!Tricia K -90th Anniversary Testimonial
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
Minnco is a great place to do business and belong to as a member!Kat E.
Sharon K -90th Anniversary TestimonialI have been a member of Cambridge Co-op Credit Union/Minnco Credit Union for about 60 years. When I was 18, I bought my first car after getting a loan from Andre. For myself and my five brothers, all we had to do was give him our name and he trusted us and we got the loan, no questions asked. This created trust and respect that has lasted my entire life.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
I love Minnco because of the fast service and friendly faces.Miah G.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
Fantastic service & very competitive rates. They are always willing to go above and beyond for members.Samantha S.
For the past 15 years, Minnco has empowered my husband and me to live our best lives! We are big outdoor enthusiasts, and Minnco financed several toys for our outdoor enjoyment (fishing boat, Ice Castle, and multiple ATVs). Thank you for investing in us!Isaiah and Jessicah R -90th Anniversary Testimonial
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!Tara C
Joanne K -90th Anniversary TestimonialIn 1996, my husband and I were looking to become first-time homeowners. We knew we were going to need a loan, so we decided to look in the community where we hoped to live and raise our family. We approached a few banks and then learned of Minnco. The reception, respect, and support we received at our first appointment secured the deal and we have been members ever since.
Minnco has supported my ability to provide the best care for my horses. They financed a trailer so I could haul them to receive medical care, and they provided financing so we could build stalls. As any horse owner will tell you, horses are the best part of my day, and they keep me sane. Minnco gave me the ability to be a better horse mom.Denise S -90th Anniversary Testimonial
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
Scott and ErinWe purchased the Route 66 warranty for our Chevy pick up. It was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty!
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
Always there right away when I need them!Suzannah M.
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