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WINcentive Savings

Start Saving Today!

WINcentive® Savings is a savings account that offers you the chance to win cash prizes from a statewide drawing. WINcentive Savings offers prize drawing entries in return for each time you increase your month-over-month savings balance by $25 (up to 4 entries per month)*. Prize drawings occur monthly, quarterly and annually - so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000!

Is saving money a challenge?

If you are struggling to save, consider the WINcentive Savings account. You can improve your money habits in a whole new way that actually makes saving FUN. You'll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings! And unlike playing the lottery, you don't lose anything with WINcentive Savings. All of the money you deposit into the account is yours. Open your WINcentive Savings account today!

*See a Member Services Representative for complete terms.


Minnco WINcentive Monthly $100 Winners

    2024

    • January 2024 - Angela T, Sydney F, Jasmine A
    • February 2024 - Teyten D, Jennifer B, Gabriella L
    • March 2024 - Cassandra C, Leroy G, Nicholas W
    • April 2024 - Danielle C, Kris S, Angie K, Zavier R
    • May 2024 - Christopher H, Michael F, Kathleen G
    • June 2024 - Lonnie E, Miles D
    • July 2024 - Jacob P, Keith S, Leah G
    • August 2024
    • September 2024
    • October 2024
    • November 2024
    • December 2024

      2023

      • January 2023 - No winners
      • February 2023 - Lorna W, Jennifer B, Davis F
      • March 2023 - Dawn Z, Kenneth W, Elysia P, Bridget O
      • April 2023 - No winners
      • May 2023 - Blake B
      • June 2023 - Gavin W, Paul A, Pam E, Teyten D
      • July 2023 - No winners
      • August 2023 - James E, Aubrey W, Abriana T
      • September 2023 - Blake B, Jennifer B
      • October 2023 - Susan L, Danielle C, Elwood S, Andrea T
      • November 2023 - No winners
      • December 2023 - David E
      • ANNUAL STATEWIDE WINNER: Owen O

       

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        I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face. 
        Laura D.
      • We love to hear what our members are saying!

        Always there right away when I need them!
        Suzannah M.
      • We love to hear what our members are saying!

        Minnco is a great place to do business and belong to as a member!
        Kat E.
      • We love to hear what our members are saying!

        It's not a national level chain of branch offices... it's local banking for local people.
        Paul A.
      • We love to hear what our members are saying!

        I love Minnco because of the fast service and friendly faces.
        Miah G.
      • We love to hear what our members are saying!

        I have been a member of Cambridge Co-op Credit Union/Minnco Credit Union for about 60 years. When I was 18, I bought my first car after getting a loan from Andre. For myself and my five brothers, all we had to do was give him our name and he trusted us and we got the loan, no questions asked. This created trust and respect that has lasted my entire life. 

        Sharon K -90th Anniversary Testimonial
      • We love to hear what our members are saying!

        In 1996, my husband and I were looking to become first-time homeowners. We knew we were going to need a loan, so we decided to look in the community where we hoped to live and raise our family. We approached a few banks and then learned of Minnco. The reception, respect, and support we received at our first appointment secured the deal and we have been members ever since.

        Joanne K -90th Anniversary Testimonial
      • We love to hear what our members are saying!

        Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.
        Anne R.
      • We love to hear what our members are saying!

        I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.
        Cynthia
      • We love to hear what our members are saying!

        Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.   
        Sandy S.
      • We love to hear what our members are saying!

        For the past 15 years, Minnco has empowered my husband and me to live our best lives! We are big outdoor enthusiasts, and Minnco financed several toys for our outdoor enjoyment (fishing boat, Ice Castle, and multiple ATVs). Thank you for investing in us!
        Isaiah and Jessicah R -90th Anniversary Testimonial
      • We love to hear what our members are saying!

        Fantastic service & very competitive rates. They are always willing to go above and beyond for members.
        Samantha S.
      • We love to hear what our members are saying!

        I love it when I come through the drive through and they know who I am and call me by name.  This is personal service which is missed in the world today.  It makes me feel like I am valued by Minnco.  
        Emilie B.
      • We love to hear what our members are saying!

        Minnco has supported my ability to provide the best care for my horses. They financed a trailer so I could haul them to receive medical care, and they provided financing so we could build stalls. As any horse owner will tell you, horses are the best part of my day, and they keep me sane. Minnco gave me the ability to be a better horse mom.
        Denise S -90th Anniversary Testimonial
      • We love to hear what our members are saying!

        Minnco has always been easy to work with for all of my questions and loan needs.
        Paul S.
      • We love to hear what our members are saying!

        For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!
        Tara C
      • We love to hear what our members are saying!

        Minnco was there when we needed money for home improvements. They were also there when we needed a costly water treatment system. The company we purchased the water system from originally financed us through a high-interest rate loan, which we quickly transferred to Minnco at a much lower interest rate. Way to go, Minnco!
        Tricia K -90th Anniversary Testimonial
      • We love to hear what our members are saying!

        We purchased the Route 66 warranty for our Chevy pick up. It  was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty! 

        Scott and Erin
      • We love to hear what our members are saying!

        I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.
        Jeff W.
      • We love to hear what our members are saying!

        I love Minnco because they have always been there to help me with my banking needs.  The staff are always super friendly whenever I have any questions.
        Cheryl W.

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