Skip to main content

WINcentive Savings

Start Saving Today!

WINcentive® Savings is a savings account that offers you the chance to win cash prizes from a statewide drawing. WINcentive Savings offers prize drawing entries in return for each time you increase your month-over-month savings balance by $25 (up to 4 entries per month)*. Prize drawings occur monthly, quarterly and annually - so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000!

Is saving money a challenge?

If you are struggling to save, consider the WINcentive Savings account. You can improve your money habits in a whole new way that actually makes saving FUN. You'll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings! And unlike playing the lottery, you don't lose anything with WINcentive Savings. All of the money you deposit into the account is yours. Open your WINcentive Savings account today!

*See a Member Services Representative for complete terms.


Minnco WINcentive Monthly $100 Winners

    2024

    • January 2024 - Angela T, Sydney F, Jasmine A
    • February 2024 - Teyten D, Jennifer B, Gabriella L
    • March 2024 - Cassandra C, Leroy G, Nicholas W
    • April 2024 - Danielle C, Kris S, Angie K, Zavier R
    • May 2024 - Christopher H, Michael F, Kathleen G
    • June 2024 - Lonnie E, Miles D
    • July 2024 - Jacob P, Keith S, Leah G
    • August 2024
    • September 2024
    • October 2024
    • November 2024
    • December 2024

      2023

      • January 2023 - No winners
      • February 2023 - Lorna W, Jennifer B, Davis F
      • March 2023 - Dawn Z, Kenneth W, Elysia P, Bridget O
      • April 2023 - No winners
      • May 2023 - Blake B
      • June 2023 - Gavin W, Paul A, Pam E, Teyten D
      • July 2023 - No winners
      • August 2023 - James E, Aubrey W, Abriana T
      • September 2023 - Blake B, Jennifer B
      • October 2023 - Susan L, Danielle C, Elwood S, Andrea T
      • November 2023 - No winners
      • December 2023 - David E
      • ANNUAL STATEWIDE WINNER: Owen O

       

      • We love to hear what our members are saying!

        Hometown service with a smile!
        Shannon K.
      • We love to hear what our members are saying!

        Since Day 1, Minnco has been nothing but good to us and for us!!!
        Nate N.
      • We love to hear what our members are saying!

        I love Minnco because I never feel like just a number to them. They take great pride in their members and they have always given me great service with a smile. I honestly could go on and on about the many reasons why I love them, because they are seriously amazing.
        Amanda W.
      • We love to hear what our members are saying!

        Employees are always friendly and knowledgeable. I’ve never had a bad interaction with staff. I love the wincentive account- it gives great incentives to save! Minnco has helped me save so much money in the past few years. Something I thought was impossible! 
        Sydney M.
      • We love to hear what our members are saying!

        I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.
        Jessica B.
      • We love to hear what our members are saying!

        They are so helpful and will help you in anyway they can. The employees are awesome!  I love the smiles on there faces.
        Elizabeth W.
      • We love to hear what our members are saying!

        You financed my car when no one else would.  When ever I needed financial advise, you were there.
        Becky L.
      • We love to hear what our members are saying!

        I have been a member since 1980 - and I wouldn't go to any other bank!!!!
        Nan L.
      • We love to hear what our members are saying!

        I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!
        Andrew J.
      • We love to hear what our members are saying!

        I love Minnco because they know who I am, even through the car window!
        Melanie G.
      • We love to hear what our members are saying!

        We love that Minnco is so convenient and a friendly neighborhood way to bank.  Everyone there is so friendly and act like you're a part of their family!
        Suzy H.
      • We love to hear what our members are saying!

        I can always count on many employees to know who I am and get my requests done even being out of state! 
        Karen H.
      • We love to hear what our members are saying!

        Everyone at Minnco is so friendly.  Always greets you with a smile and asking how you are.  
        Kathleen K.
      • We love to hear what our members are saying!

        Employees care and do everything possible to make it a great experience each visit.  
        Julie S.
      • We love to hear what our members are saying!

        I love how simple it is to do online banking. I can easily move funds to my stock portfolio to make new trades and fuel the economy!
        Brandon T.
      • We love to hear what our members are saying!

        "My" Credit Union Minnco helped me out during a financial rough spot many years ago. I am forever grateful for the help "My" Minnco provided!
        John L.
      • We love to hear what our members are saying!

        Minnco is always looking for ways to help their members earn, save, and enjoy life! 
        Michelle W.
      • We love to hear what our members are saying!

        Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.
        Katrina A.
      • We love to hear what our members are saying!

        I love the people, the ease of completing transactions, the convenient locations and hours.
        Coreen J.
      • We love to hear what our members are saying!

        Minnco has always been there for me. I have traveled all over the country and the world now for the Minnesota Guard. I have been able to always and reliably count on Minnco to have my back with customer service and great rates. Minnco is always helpful with whatever I need to be successful.
        Ross R.

      Have a Question?

      Schedule An Appointment

      Select a Location

      Mortgage Appointments

      Apply for a loan!

      Are you a Minnco Member?

      If yes, great! This is going to be easy. Click on the link below.

      Apply Today!

      Not a Minnco Member Yet?

      That's okay, we'll get that taken care of now. You'll have the ability to complete your membership application at the same time as your loan app!

      Join and Apply Now!