Checking, Savings and Certificate rates effective July 1, 2021
Loan rates effective July 1, 2021

VEHICLE LOANS
RATE
APR*
TERM
PAYMENT
PER $1,000
New & Used Auto: 7 Years 3.49 3.49 84 $13.44
New & Used Auto: 6 Years 2.99 2.99 72 $15.19
New & Used Auto: 5 Years 2.74 2.74 60 $17.85
New & Used Auto: 4 Years 2.74 2.74
48 $22.02
New & Used Auto: 3 Years 2.74 2.74 36 $28.97
Used Auto: 5 Years (100,000-150,000 miles) 2.99 2.99 60 $17.96
Used Auto: 4 Years (100,000-150,0000 miles) 2.99 2.99 48 $22.13
RVs, BOATS & TOYS
RATE
APR*
TERM
PAYMENT
PER $1,000
RVs, Boats & Toys: 4 years 3.740 3.740 48 $22.46
RVs, Boats & Toys: 5 years 3.740 3.740 60 $18.30
RVs, Boats & Toys: 8 years 4.490 4.490 96 $12.42
RVs, Boats & Toys: 10 years 5.490 5.490 120 $10.85
RVs, Boats & Toys: 15 years 5.990 5.990 180 $8.43
PERSONAL LOANS
RATE
APR*
TERM
PAYMENT
PER $1,000
Personal: 2 years 7.490 7.490 24 $45.00
Personal: 3 years 8.240 8.240 36 $31.45
Personal: 4 years 8.990 8.990 48 $24.88
Personal: 5 years 9.490 9.490 60 $21.00
Personal Line of Credit 8.740 8.740 N/A
HOME LOANS
RATE
APR*
TERM
PAYMENT
PER $1,000
Home Equity: 3 Years 3.250 3.250 36 $29.19
Home Equity: 5 Years 3.500 3.500 60 $18.19
Home Equity: 10 Years 4.000 4.000 120 $10.12
Home Equity: LOC 3.000 3.000

*Annual Percentage Rate.

New or Used Auto: finance up to 125% of MSRP plus tax, title, license (new vehicles) or the NADA Retail Value (used vehicles). Not all applicants will qualify for the lowest rate. Rates shown include discounts totaling .5% for qualifying Minnco relationships. Rates current as of March 23, 2021, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review.
 
RV/Boat/Toys: finance up to 125% of MSRP plus tax, title, license (new recreational vehicles, boats or toys) or the NADA Retail Value (used recreational vehicles, boats or toys). Not all applicants will qualify for the lowest rate. Rates shown include discounts totaling .5% for qualifying Minnco relationships. Rates current as of March 23, 2021, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review.

Personal Loan: Rates current as of March 23, 2021, and are subject to change based on market conditions and borrower eligibility. Rates shown include discounts totaling .5% for qualifying Minnco relationships.
 
 


CHECKING
RATE
APY*
Checking .03% .03%
Checking Plus .05% .05%
Classic Checking .05% .05%
Business Checking .03% .03%
KASASA CASH CHECKING 
RATE
APY**
$.01 - $20,000 1.09% 1.10%
$20,000.01 and greater 0.05% 0.05%
Non-qualifying base 0.03% 0.03%
BUSINESS PLUS CHECKING
RATE
APY*

$2,000-$24,999.99

0.05%
0.05%

$25,000-$49,999.99

0.10%

0.10%

$50,000-$99,999.99
0.15%
0.15%
$100,000 and greater
0.20%
0.20%
* APY = Annual Percentage Yield. All rates are subject to change daily.

** APY Kasasa Cash = Annual Percentage Yield. Qualifications must be met during qualification cycle in order to earn the higher yields and to receive limited nationwide ATM fee refunds. Ask an MSR for complete details.

SAVINGS
RATE
APY*
Savings .05% .05%
IRA Savings** .35% .35%
Club Savings .05% .05%
MONEY MARKET
RATE
APY*
$1,000-$2,499.99 .10% .10%
$2,500-$4,999.99 .10% .10%
$5,000-$9,999.99 .10% .10%
$10,000-$24,999.99 .15% .15%
$25,000 and greater .20% .20%
HEALTH SAVINGS ACCOUNT
RATE
APY*
$1,000-$2,499.99 .10% .10%
$2,500-$4,999.99 .10% .10%
$5,000-$9,999.99 .10% .10%
$10,000-$24,999.99 .15% .15%
$25,000 and greater .25% .25%
* APY = Annual Percentage Yield. Money Market rates are subject to change on the 15th of each month. All other rates are subject to change daily.


** Annual savings program, penalty for early withdrawal.

TERM
MINIMUM
RATE
APY*
3 Months $10,000 .10% .10%
6 Months $5,000 .15% .15%
12 Months $1,500 .40% .40%
18 Months $1,000 .40% .40%
24 Months $500 .70% .70%
30 Months $500 .70% .70%
36 Months $500 .80% .80%
48 Months $500 .95% .95%
60 Months $500 1.10% 1.10%

NOTE: Certificates in bold may be structured as IRA Certificates **

* APY = Annual Percentage Yield. All rates are subject to change daily.

** Annual savings program, penalty for early withdrawal.