Loan rates effective December 12, 2014

Checking, Savings and Certificate rates effective April 1, 2015
HOME LOANS
RATE
APR*
TERM
Home Equity: 3 Years4.0004.00036
Home Equity: 5 Years4.1504.150060
Home Equity: LOC3.0003.000N/A
Home Improvement4.1504.15060
VEHICLE LOANS
RATE
APR*
TERM
New Auto: 5 Years3.2003.20060
New Auto: 4 Years2.9502.950
48
Used Auto: 5 Years (>100,000 miles)4.2004.20060
Used Auto: 4 Years (>1000,000 miles)3.9503.95048
New & Used Boat, Motor & Trailer: 5 Years3.2003.20060
New & Used Boat, Motor & Trailer: 4 Years2.9502.95048
PERSONAL LOANS
RATE
APR*
TERM
Personal8.7508.75024
Personal Line of Credit9.0009.000N/A

*Annual Percentage Rate. 


CHECKING
RATE
APY*
Checking.05%.05%
Checking Plus.07%.07%
Classic Checking.07%.07%
Business Checking.05%.05%
KASASA CASH CHECKING (formerly eVantage)
RATE
APY**
$.01 - $20,0002.23%2.25%
$20,000.01 and greater0.25%0.25%
Non-qualifying base0.10%0.10%
BUSINESS PLUS CHECKING
RATE
APY*

$2,000-$24,999.99

0.10%
0.10%

$25,000-$49,999.99

0.11%

0.11%

$50,000-$99,999.99
0.12%
0.12%
$100,000 and greater
0.15%
0.15%
* APY = Annual Percentage Yield. Rates are effective 1/1/14. All rates are subject to change daily.

** APY eVantage = Annual Percentage Yield. Qualifications must be met during qualification cycle in order to earn the higher yields and to receive limited nationwide ATM fee refunds. Ask an MSR for complete details or visit evantagechecking.com

SAVINGS
RATE
APY*
Savings.07%.07%
IRA Savings**.40%.40%
Christmas Club.07%.07%
MONEY MARKET
RATE
APY*
$1,000-$2,499.99.07%.07%
$2,500-$4,999.99.09%.09%
$5,000-$9,999.99.11%.11%
$10,000-$24,999.99.12%.12%
$25,000 and greater.15%.15%
HEALTH SAVINGS ACCOUNT
RATE
APY*
$1,000-$2,499.99.07%.07%
$2,500-$4,999.99.09%.09%
$5,000-$9,999.99.11%.11%
$10,000-$24,999.99.12%.12%
$25,000 and greater.15%.15%
* APY = Annual Percentage Yield. Rates are effective 1/1/14. Money Market rates are subject to change on the 15th of each month. All other rates are subject to change daily.


** Annual savings program, penalty for early withdrawal.

TERM
MINIMUM
RATE
APY*
3 Months$10,000.10%.10%
6 Months$5,000.18%.18%
12 Months$1,500.25%.25%
18 Months$1,000.35%.35%
24 Months$500.50%.50%
30 Months$500.60%.60%
36 Months$500.70%.70%
48 Months$5001.00%1.00%
60 Months$5001.09%1.10%

NOTE: Certificates in bold may be structured as IRA Certificates **

* APY = Annual Percentage Yield. Rates are effective 1/1/14. All rates are subject to change daily.

** Annual savings program, penalty for early withdrawal.