Click here for a printable version of the rate sheet.
Checking, Savings and Certificate rates effective December 1, 2019
Loan rates effective October 30, 2019


HOME LOANS
RATE
APR*
TERM
Home Equity: 3 Years 3.250 3.250 36
Home Equity: 5 Years 3.500 3.500 60
Home Equity: 10 Years 4.000 4.000 120
Home Equity: LOC 4.750 4.750 N/A
VEHICLE LOANS
RATE
APR*
TERM
New Auto: 5 Years 3.990 3.990 60
New Auto: 4 Years 3.740 3.740
48
New Auto: 3 Years 3.490 3.490 36
Used Auto: 5 Years (100,000-150,000 miles) 4.740 4.740 60
Used Auto: 4 Years (100,000-150,0000 miles) 4.490 4.490 48
New & Used Boat, Motor & Trailer: 5 Years 4.240 4.240 60
New & Used Boat, Motor & Trailer: 4 Years 4.240 4.240 48
PERSONAL LOANS
RATE
APR*
TERM
Personal 8.490 8.490 24
Personal Line of Credit 8.740 8.740 N/A

*Annual Percentage Rate. 


CHECKING
RATE
APY*
Checking .05% .05%
Checking Plus .07% .07%
Classic Checking .07% .07%
Business Checking .05% .05%
KASASA CASH CHECKING 
RATE
APY**
$.01 - $20,000 1.98% 2.00%
$20,000.01 and greater 0.15% 0.15%
Non-qualifying base 0.07% 0.07%
BUSINESS PLUS CHECKING
RATE
APY*

$2,000-$24,999.99

0.10%
0.10%

$25,000-$49,999.99

0.14%

0.14%

$50,000-$99,999.99
0.20%
0.20%
$100,000 and greater
0.30%
0.30%
* APY = Annual Percentage Yield. All rates are subject to change daily.

** APY Kasasa Cash = Annual Percentage Yield. Qualifications must be met during qualification cycle in order to earn the higher yields and to receive limited nationwide ATM fee refunds. Ask an MSR for complete details.

SAVINGS
RATE
APY*
Savings .10% .10%
IRA Savings** .50% .50%
Club .10% .10%
MONEY MARKET
RATE
APY*
$1,000-$2,499.99 .10% .10%
$2,500-$4,999.99 .20% .20%
$5,000-$9,999.99 .25% .25%
$10,000-$24,999.99 .35% .35%
$25,000 and greater .45% .45%
HEALTH SAVINGS ACCOUNT
RATE
APY*
$1,000-$2,499.99 .10% .10%
$2,500-$4,999.99 .20% .20%
$5,000-$9,999.99 .25% .25%
$10,000-$24,999.99 .35% .35%
$25,000 and greater .45% .45%
* APY = Annual Percentage Yield. Money Market rates are subject to change on the 15th of each month. All other rates are subject to change daily.


** Annual savings program, penalty for early withdrawal.

TERM
MINIMUM
RATE
APY*
3 Months $10,000 .50% .50%
6 Months $5,000 .75% .75%
12 Months $1,500 1.30% 1.31%
18 Months $1,000 1.40% 1.41%
24 Months $500 1.50% 1.51%
30 Months $500 1.60% 1.61%
36 Months $500 1.75% 1.76%
48 Months $500 2.10% 2.12%
60 Months $500 2.23% 2.25%

NOTE: Certificates in bold may be structured as IRA Certificates **

* APY = Annual Percentage Yield. All rates are subject to change daily.

** Annual savings program, penalty for early withdrawal.