A Minnco Checking Account gives you more of what you want without the extra costs and fees. Minnco provides your first 50 checks free*, plus a free cash card or Visa check card (for qualifying members).

When you add convenient free services such as eBranch (online banking), eTELL (telephone account access), ePay (electronic bill pay), and TouchBanking (mobile banking)…you’ll have an unbeatable package of services at your fingertips!

Isn’t it time your checking account gave you the benefits you wanted without high monthly service fees? At Minnco, we offer an unbeatable package of checking services designed to meet your needs.

* with purchase of 1 box of MIDN checks



Kasasa Tunes Checking (formerly eTunes Check Card)

The perfect rewards checking account for people who shop online. 

Our Tunes account started out offering free music downloads via iTunes®. It soon expanded to other media like TV shows, movies and apps, and then added downloads from Amazon.com®. Now Tunes has added GooglePlay® for Android devices and covers literally anything you buy at Amazon.com®! By meeting the following qualifications each monthly cycle, you will earn up to $4.95 in reimbursement credits for purchase made at iTunes®, Amazon.com®, or GooglePlay® using your Tunes check card! You'll also earn nationwide ATM fee refunds*!

Complete the following three steps each monthly qualification cycle:

  • Have at least 12 check card purchases post and clear your account 
  • Log in to your eBranch account
  • Enroll in and receive eStatements (valid email address is required)

If you don't qualify during the monthly cycle, your Tunes account still acts as a free checking account. In addition, you can earn up to $9.95 in credits when you open a new Tunes account! See a Member Service Representative for complete details.

*ATM Fee refunds provided only if qualifications are met within the monthly qualification cycle.



Kasasa Cash Checking (formerly eVantage)

A revolutionary high-yield checking account with no minimum balance 

If you don't qualify during the cycle, your Cash account still acts as a free checking account. (click here to see rates)
Complete the following three steps each monthly qualification cycle:

  • Have at least 12 check card purchases post and clear your account 
  • Have at least 1 direct deposit post and clear your account
  • Enroll in and receive eStatements (valid email address is required)

If you don't qualify during the cycle, your Cash account still acts as a free checking account. 

Remember, qualifying transactions must post and clear to the account during the monthly qualification cycle; transactions may take one or more banking days from the date the transaction was made to post to an account; transfers do not count as qualifying transactions.

*ATM Fee refunds up to $15.00 provided only if qualifications are met within the monthly qualification cycle.


Kasasa Cash Back (NEW)

Kasasa Cash Back is an account that earns you 1% Cash Back!

This account earns 1.00% cash back on all debit card purchases that post and clear your account, up to a total cash back of $5.00 per monthly qualification cycle

Complete the following three steps each monthly qualification cycle:

  • Have at least 12 check card purchases post and clear your account 
  • Have at least 1 direct deposit post and clear your account
  • Enroll in and receive eStatements (valid email address is required)

If you don't qualify during the cycle, your Cash account still acts as a free checking account. 

Remember, qualifying transactions must post and clear to the account during the monthly qualification cycle; transactions may take one or more banking days from the date the transaction was made to post to an account; transfers do not count as qualifying transactions.


Basic Checking

More of what you want without the extra costs.

  • Earn dividends
  • No minimum balance requirements
  • No monthly service charges
  • Free Check Card (for qualifying members), or cash card

A $0.15 per check fee will be charged for each check over 30 cleared per calendar month.
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Classic Checking

A special checking account for members age 50 and over.

Here's just some of what you'll receive:

  • Unlimited check writing privileges
  • Free Minnco checks (MIDN style)
  • Earn higher dividends with a low minimum balance requirement ($250)
  • Low monthly fee if you fall below minimum balance ($3.00)*
  • Free domestic fax services, photocopies and money orders
*You will only be assessed the fee ONCE during a month, no matter how many times you fall below it
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Plus Checking

With Plus Checking you'll receive:

  • Unlimited check writing
  • Earn higher dividends
  • Low minimum balance requirement ($500) 
  • Low monthly fee if you fall below minimum balance ($5.00)*
  • Free Check Card (for qualifying members), or cash card (for all other members)

*You will only be assessed the fee ONCE during a month, no matter how many times you fall below it
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IDSafeChoice Select 

Minnco checking account holders and their family members can receive IDSafeChoice Select benefits for only $1.25 per family, per month. For the price of a cup of coffee you’ll receive identity theft recovery services for three generations—you, your spouse or partner, your dependents up to age 25 with the same permanent residence address, and your parents living with you or in hospice, nursing care or assisted living. If you already have identity theft recovery protection, or if you wish to decline this benefit, simply print out the Opt-out form and drop it off at any one of our five locations. Terms and Conditions are found on the opt-out form.

ID Theft Education

Upgrade your coverage to IDSafeChoice Plus – a bundled program that includes expense reimbursement, credit monitoring and more: https://minnco.merchantsinfo.com/ 

Do you want to purchase credit monitoring only? https://minncomonitor.merchantsinfo.com/


Reconcilement Statement

Click Here to download and print

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