A Minnco Checking Account gives you more of what you want without the extra costs and fees. Minnco provides your first 50 checks free*, plus a free cash card or Visa check card (for qualifying members).

When you add convenient free services such as eBranch (online banking), eTELL (telephone account access), ePay (electronic bill pay), and TouchBanking (mobile banking)…you’ll have an unbeatable package of services at your fingertips!

Isn’t it time your checking account gave you the benefits you wanted without high monthly service fees? At Minnco, we offer an unbeatable package of checking services designed to meet your needs.

* with purchase of 1 box of MIDN checks

Basic Checking
Classic Checking
Plus Checking
eTunes Check Card
eVantage Checking
IDSafeChoice Select


Basic Checking

More of what you want without the extra costs.

  • Earn dividends
  • No minimum balance requirements
  • No monthly service charges
  • Free Check Card (for qualifying members), or cash card

A $0.15 per check fee will be charged for each check over 30 cleared per calendar month.
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Classic Checking

A special checking account for members age 50 and over.

Here's just some of what you'll receive:

  • Unlimited check writing privileges
  • Free Minnco checks (MIDN style)
  • Earn higher dividends with a low minimum balance requirement ($250)
  • Low monthly fee if you fall below minimum balance ($3.00)*
  • Free domestic fax services, photocopies and money orders
*You will only be assessed the fee ONCE during a month, no matter how many times you fall below it
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Plus Checking

With Plus Checking you'll receive:

  • Unlimited check writing
  • Earn higher dividends
  • Low minimum balance requirement ($500) 
  • Low monthly fee if you fall below minimum balance ($5.00)*
  • Free Check Card (for qualifying members), or cash card (for all other members)

*You will only be assessed the fee ONCE during a month, no matter how many times you fall below it
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eTunes Check Card

The perfect account for people who never write checks. 

Have you ever wondered why banks require a checking account in order to get a check card? Who wants to buy an expensive box of checks they'll never use? That's why Minnco created eTunes! Use Minnco's eTunes check card wherever Visa is accepted. It's safe, secure, and convenient. And there are NO checks to buy. Oh, and it can earn you free downloads at Amazon® and the iTunes® store! Visit etunescheckcard.com for more details!
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eVantage Checking

A revolutionary high-yield checking account with no minimum balance 

Now you can earn up to 2.25% APY on your account balance up to $20,000 AND get ATM fees refunded nationwide!* Simply complete the following three steps each monthly qualification cycle:

  • Have at least 12 eVantage check card purchases post and clear your account
  • Have at least 1 direct deposit post and clear your account
  • Enroll in and receive eStatements (valid email address is required)

If you don't qualify during the cycle, your eVantage account still acts as a free checking account. 

Remember, qualifying transactions must post and clear to the account during the monthly qualification cycle; transactions may take one or more banking days from the date the transaction was made to post to an account; transfers do not count as qualifying transactions. Visit evantagechecking.com for more details!

*ATM Fee refunds up to $15.00 provided only if qualifications are met within the monthly qualification cycle.
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IDSafeChoice Select 

Minnco checking account holders and their family members can receive IDSafeChoice Select benefits for only $1.25 per family, per month. For the price of a cup of coffee you’ll receive identity theft recovery services for three generations—you, your spouse or partner, your dependents up to age 25 with the same permanent residence address, and your parents living with you or in hospice, nursing care or assisted living. If you already have identity theft recovery protection, or if you wish to decline this benefit, simply print out the Opt-out form and drop it off at any one of our five locations. Terms and Conditions are found on the opt-out form.

ID Theft Education

Upgrade your coverage to IDSafeChoice Plus – a bundled program that includes expense reimbursement, credit monitoring and more: https://minnco.merchantsinfo.com/ 

Do you want to purchase credit monitoring only? https://minncomonitor.merchantsinfo.com/


Reconcilement Statement

Click Here to download and print

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