Minnco offers two checking accounts designed for our member businesses. If you are not currently a member business, contact us at 763-689-1071 for information on what documents you will need to open a business account.

Business Checking
  • Earns interest 
  • No minimum balance 
  • No monthly maintenance fee 
  • Free Mastercard Credit Card (subject to approval) 
  • Free Mastercard Business Check Card. Up to 12 cards can be issued to the same account (first two cards are free; $3.00 each additional card) 
  • Free online banking (eBranch), phone access (eTell), bill payment (ePay) and eStatements 
  • No charges for coin or currency orders* 
  • No charges for deposits 
  • 30 checks cleared free each month (additional checks at $.15/check) 
  • Line of credit tied to checking account (subject to approval) 

*For active checking accounts or savings accounts with a minimum $500 balance, otherwise the following charges apply: $.10/roll; $.30/$100.00. Coin and currency are subject to availability.

Business Plus Checking
  • All the features of Business checking, plus more! 
  • Earn higher dividends on tiered balances:
    $2,000.00 - 24,999.99
    $25,000.00 - 49,999.99
    $50,000.00 - 99,999.99
    $100,000.00 + 
  • Unlimited check writing - no per check charges 
  • Low minimum balance requirement ($2,000)
  • Low monthly maintenance fee if you fall below minimum balance ($10)*
* You will only be assessed the fee once during a month, no matter how many times you fall below it.