Certificates
Select the Savings Certificate (CD) that's right for you, from 3 to 60 months, with minimum deposits as low as $500. Click here to see the current certificate rates.

Individual Retirement Accounts (IRAs)

Every dollar counts when you're saving for retirement - Individual Retirement Accounts (IRAs) allow you to make the most of every dollar you save. IRAs are available in certificates or as a savings account.

The Traditional IRA allows you to defer taxes on your earnings until they are withdrawn. Think of it as a tax-deferred savings plan to keep you financially secure in your retirement years.

Looking for a secure, higher yield for your Retirement Accounts? Put your IRA in an IRA Certificate and kick it into high gear.

Safe Deposit Boxes
Looking for a secure place to store important and/or valuable documents, jewelry, coins, and collections? How about a safe deposit box at Minnco? Minnco offers safe deposit boxes at all Minnco offices except our Cambridge Cub Foods location. Boxes are available at reasonable rates and are accessible during credit union hours. Click here to see our safe deposit box rates on our fee schedule.

Direct Deposit
Direct deposit is easy, fast, convenient and safe. If you don't have direct deposit, click here to view and print a copy of the direct deposit form. Bring the completed form to your Human Resources department.

Incoming Wires
Below is the information needed for you to wire money into your Minnco account.

Receiving Inst. ABA: 271987635

Receiving Inst. Name: Alloya Corporate FCU
Receiving Inst. Short Name: Alloya CRP FCU
Receiving Inst. City and State: Naperville, IL 
Further Credit Name: Minnco Credit Union
Further Credit Account Number: 291973386
Final Credit Name: Member's Name
Final Credit Account Number: Member's account number

ACH Authorization
Click here to view and print an authorization agreement for ACH transactions.