A Minnco Checking Account gives you more of what you want without the extra costs and fees.
When you add convenient free services such as Online Banking, eTELL (telephone account access), Bill Pay (electronic bill pay), Remote Deposit and MinncoMobile (mobile banking app)… you’ll have an unbeatable package of services at your fingertips!
Isn’t it time your checking account gave you the benefits you wanted without high monthly service fees? At Minnco, we offer a variety of unbeatable checking accounts to meet your needs.
Our most popular checking account! A high-yield checking account with no minimum balance.
If you don't qualify during the cycle, your Cash account still acts as a free checking account. View our rates.
Complete the following three steps each monthly qualification cycle:
If you don't qualify during the cycle, your Cash account still acts as a free checking account.
Remember, qualifying transactions must post and clear to the account during the monthly qualification cycle; transactions may take one or more banking days from the date the transaction was made to post to an account; transfers do not count as qualifying transactions.
*ATM Fee refunds up to $15.00 provided only if qualifications are met within the monthly qualification cycle.
Kasasa Cash Back is an account that earns you 1% Cash Back!
This account earns 1.00% cash back on all debit card purchases that post and clear your account, up to a total cash back of $5.00 per monthly qualification cycle.
Complete the following three steps each monthly qualification cycle:
If you don't qualify during the cycle, your Cash account still acts as a free checking account.
Remember, qualifying transactions must post and clear to the account during the monthly qualification cycle; transactions may take one or more banking days from the date the transaction was made to post to an account; transfers do not count as qualifying transactions.
A high-yield spending account for students ages 13-22.
* Rates are subject to change at any time.
** Subject to approval.
What you want without the extra costs.
A $0.15 per check fee will be charged for each check over 30 cleared per calendar month.
A special checking account for members age 50 and over.
Here's just some of what you'll receive:
*You will only be assessed the fee ONCE during a month, no matter how many times you fall below it
Checking plus more.
With Plus Checking, you'll receive:
*You will only be assessed the fee ONCE during a month, no matter how many times you fall below it.
Minnco is a great place to do business and belong to as a member!Kat E.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!Tara C
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
I have been a member since 1980 - and I wouldn't go to any other bank!!!!Nan L.
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
I love Minnco because they know who I am, even through the car window!Melanie G.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!Andrew J.
Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.Katrina A.
Always there right away when I need them!Suzannah M.
I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.Jessica B.
Fantastic service & very competitive rates. They are always willing to go above and beyond for members.Samantha S.
I love Minnco because of the fast service and friendly faces.Miah G.
Scott and ErinWe purchased the Route 66 warranty for our Chevy pick up. It was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty!
Select a Location
Call/Chat/Text
Make A Payment
Open an Account