What is a Certificate of Deposit (CD)?
A CD is a product that provides an interest rate premium in exchange for you agreeing to leave a lump-sum deposit untouched for a predetermined period of time. A safe way to save with a guaranteed rate of return.

Select the Certificate that's right for you, from 3 to 60 months, with minimum deposits as low as $500.

We even offer a MoneySmarts CD specifically for youth age 0-16.  Ask one of our Member Service Representatives for more details.

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