Minnco Credit Union's mortgage professionals are prepared to talk with you about your real estate borrowing needs. Whether purchasing or refinancing your home, buying a cabin or second home, or buying land for future use, we're confident we can meet your needs. Schedule an appointment to meet with our mortgage loan specialist at 763-689-1071. 

1st Mortgages

Our experience gives us the edge in determining what financial products will best fit your situation. Minnco offers fixed rate loans, adjustable rate loans, and interest-only loans.

Ready. Set. Go home!
Apply for a mortgage online with Home Loan Express!

Think the four-minute mile was impressive? Try the five-minute mortgage! Minnco offers the latest in online mortgage technology. You have options when applying for your mortgage at Minnco: you can apply online 24/7 by clicking the link below. Minnco offers a complete menu of mortgage products.

Home Equity
Whether you need a bigger garage for your stuff or more stuff to put in your garage, Minnco can help! Select from our Home Equity Loan or Home Equity Line of Credit. Both offer distinct advantages.

Home Equity Loan
A Home Equity Loan from Minnco is the perfect solution for paying for home improvement projects, family vacations, debt consolidation and major purchases. In this uncertain rate environment, members can relax knowing their Home Equity Loan rate from Minnco is fixed for the term of the loan.

Home Equity Line of Credit
The beauty of a Home Equity Line of Credit (HELOC) is the flexibility of only borrowing what you need, and only paying interest on the amount you've borrowed. At the same time, you can tap into your line of credit as needs arise. HELOC rates are variable and adjust each year in July.

Land Loans

Minnco can help you buy the land you've always dreamed of. Whether it's a quiet residential lot or rural acreage...we can help. Whether you want it as a future building site or for investment purposes...we can help. Give us a call today!

Construction Loans

Minnco also offers great rates and minimal fees on construction loans. Save hundreds, even thousands, by financing with Minnco! Ask us how!

Get started today!

Pick up and complete a loan application at any Minnco office. Bring your signed loan application, along with the following items: 
  • a copy of your full legal property description, 
  • the past two pay stubs for each borrower or W-2 forms, 
  • a copy of your property tax statement and 
  • proof of insurance on the property