Minnco's Mastercard towers over the competition

With its unique vertical design, the Minnco Mastercard credit card literally stands out in a crowd. But it's more than a pretty face. The Minnco Mastercard is packed with features typically found only on cards with hefty annual fees! For instance, the Minnco Mastercard doesn't have a cash advance fee or a balance transfer fee! Nor does it have a penalty rate!

Let's put that in perspective. Most credit cards charge a cash advance fee of 5% or $10, whichever is greater. If you want $100, you'll be charged a one-time fee of $10, on top of the interest charges.

Likewise, most credit cards charge a balance transfer fee between 3% to 5%, with a minimum charge around $10. To transfer a balance of $5,000, you'll pay between $150 and $250 upfront, in addition to the interest charges! 

Finally, other credit cards typically charge a penalty rate. A penalty rate is the highest rate you can be charged. This rate can kick in if you are delinquent on your credit card payments by 60 days or more. Penalty rates can easily double what you're currently being charged, sometimes going as high as 30%.

Interested in applying for a Minnco Mastercard? You can do so online by clicking here.


*As of August 2019, the Minnco Mastercard has annual percentage rates of 9.9%, 12.9% and 16.9% APR. All credit cards are subject to approval. Rates are based on applicant's credit history and credit worthiness. Foreign transactions incur a 1% foreign transaction fee in U.S. Dollars.