Membership

Membership Benefits

As a member-owner of Minnco Credit Union you can save thousands of dollars during your lifetime!

Financial Savings

Members pay fewer fees for services, borrow funds at lower interest rates and receive greater dividends on savings accounts which include: Certificates, Individual Retirement and Money Market Accounts, plus a special savings club for children.

Checking Services

A Checking account gives you more of what you want without the extra costs and fees. Plus, your share draft checking account allows you to receive a free cash card and the added benefit of a check card for qualifying members. With three share draft checking accounts to choose from, members have greater flexibility in selecting the checking program that is right for their individual needs.

Accessibility

Members have immediate access to all their financial accounts through a variety of timesaving, convenient avenues:

Four office locations

Extended day and weekend hours

eTELL (telephone account access)

HFS (Internet account access)

Four Surcharge FREE ATM locations

Lending Services

Because Minnco Credit Union is a not for profit financial institution and has no investors to satisfy, it can offer competitive lending rates on everything from cars and trucks to home mortgages, home equity loans, and recreational loans including: RVs, campers, boats, motorcycles, and snowmobiles.

Lifetime Membership

A credit union membership is yours for a lifetime. There are no limits or restrictions to where you work or live once you are a member. And, with the added convenience of the Internet, direct deposit, ATMs, debit cards, and eTELL, members can maintain immediate access to their accounts and financial needs.

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