Rates

Loans | Savings | Certificates | Health Savings Account

Updated as of July 1, 2010

Rates are subject to change.
Rates stated are lowest available based on credit history and account relationships.

Loans	Rate	APR*	Term
Home Equity 3 Years	6.250	6.250	36	Calculator
Home Equity 5 Years	6.400	6.400	60	Calculator
Home Equity LOC	5.000	5.000	n/a	Calculator
Home Improvement	8.400	8.400	60	Calculator
New Auto 5 yrs	6.000	6.000	60	Calculator
New Auto 4 yrs	5.750	5.750	48	Calculator
Used Auto 5yrs	6.000	6.000	60	Calculator
Used Auto 4 yrs	5.750	5.750	48	Calculator
New Boat, Motor & Trailer	6.500	6.500	60	Calculator
Used Boat, Mtr & Trlr 4 yrs	6.750	6.750	48	Calculator
Personal	9.750	9.750	24	Calculator
Personal Line of Credit	10.000	10.000	n/a	Calculator

*APR = Annual Percentage Rate. Rates may change without notice. Terms listed are maximum terms for qualified borrowers. Other conditions may apply, call the credit union for more information.
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Rates subject to change.

Updated as of July 1, 2010

Savings	Rate	APY*	Term
Basic Checking	0.100	0.100	n/a
Checking Plus	0.200	0.200	n/a
Classic Checking	0.200	0.200	n/a
Business Checking	0.100	0.100	n/a
Business Plus Checking ($2,000 - $24,999.99)	0.290	0.290	n/a
Business Plus Checking ($25,000 - $49,999.99)	0.350	0.350	n/a
Business Plus Checking ($50,000 - $99,999.99)	0.400	0.400	n/a
Business Plus Checking ($100,000 and greater)	0.600	0.600	n/a
Share Savings	0.200	0.200	n/a
Money Market ($1,000 - $2,499.99)	0.200	0.200	n/a
Money Market ($2,500 - $ 4,999.99)	0.250	0.250	n/a
Money Market ($5,000 - $9,999.99)	0.300	0.300	n/a
Money Market ($10,000 - $24,999.99)	0.400	0.400	n/a
Money Market ($25,000 and Above)	0.600	0.600	n/a
IRA Share Savings	1.100	1.100	n/a

*APY = Annual Percentage Yield. Rates may change without notice. A share balance of $10 is required to earn dividends. Dividends are paid quarterly.
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Rates subject to change.

Certificates	Rate	APY*	Term
3 Month Share Certificate ($10,000 Min.)	0.500	0.500	3
6 Month Share Certificate ($5,000 Min.)	0.800	0.800	6
12 Month Share Certificate ($1,500 Min.)	1.240	1.250	12
18 Month Share Certificate ($1,000 Min.)	1.290	1.300	18
24 Month Share Certificate ($500 Min.)	1.590	1.600	24
30 Month Share Certificate ($500 Min.)	1.690	1.700	30
36 Month Share Certificate ($500 Min.)	2.030	2.050	36
48 Month Share Certificate ($500 Min.)	2.280	2.300	48
60 Month Share Certificate ($500 Min.)	2.470	2.500	60
12 Month IRA Share Cert. ($1,500 Min.)	1.240	1.250	12
24 Month IRA Share Cert. ($500 Min.)	1.590	1.600	24
36 Month IRA Share Cert. ($500 Min.)	2.030	2.050	36
48 Month IRA Share Certificate ($500 Min.)	2.280	2.300	48
60 Month IRA Share Certificate ($500 Min.)	2.470	2.500	60

*APY = Annual Percentage Yield. Rates may change without notice. A minimum deposit is required to open a share certificate. Substantial penalty for early withdrawal. Dividends paid monthly.
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Rates subject to change.

Health Savings Account Rate APY* Term

$0.01 - $2,499.99 0.200 0.200 n/a

$2,500.00 - $4,999.99 0.250 0.250 n/a

$5,000.00 - $9,999.99 0.300 0.300 n/a

$10,000.00 - $24,999.99 0.400 0.400 n/a

$25,000.00 and greater 0.600 0.600 n/a

*APY = Annual Percentage Yield. Rates may change without notice.

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