Membership












Membership Benefits
 
As a member-owner of Minnco Credit Union you can save thousands of dollars during your lifetime!

Financial Savings
Members pay fewer fees for services, borrow funds at lower interest rates and receive greater dividends on savings accounts which include: Certificates, Individual Retirement and Money Market Accounts, plus a special savings club for children.
 
Checking Services
A Checking account gives you more of what you want without the extra costs and fees. Plus, your share draft checking account allows you to receive a free cash card and the added benefit of a check card for qualifying members. With three share draft checking accounts to choose from, members have greater flexibility in selecting the checking program that is right for their individual needs.
 
Accessibility
Members have immediate access to all their financial accounts through a variety of timesaving, convenient avenues:
  Four office locations
  Extended day and weekend hours
  eTELL (telephone account access)
  HFS (Internet account access)
  Four Surcharge FREE ATM locations
 
Lending Services
Because Minnco Credit Union is a not for profit financial institution and has no investors to satisfy, it can offer competitive lending rates on everything from cars and trucks to home mortgages, home equity loans, and recreational loans including: RVs, campers, boats, motorcycles, and snowmobiles.
 
Lifetime Membership
A credit union membership is yours for a lifetime. There are no limits or restrictions to where you work or live once you are a member. And, with the added convenience of the Internet, direct deposit, ATMs, debit cards, and eTELL, members can maintain immediate access to their accounts and financial needs.
 
Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying objects.  In some instances we may use outside sources to confirm the information.  The information you provide is protected by our privacy policy and federal law.

Privacy Policy
Notices, Terms, and Conditions
 
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